Getting into debt is easy. Getting out of debt is the hard part. Aside from declaring bankruptcy or settling debt, which will both damage your credit, getting out of debt equires strict money management and sacrifices. If you can follow a strict budget, you can get out of debt and learn good money management skills […]
Month: March 2011
5 Tips for Saving Money for a Baby
My baby is due soon and I’m saving all I can. I never felt financially ready for a baby, but if I waited until I was, it would probably never happen! Starting a family is priceless. And to be able to even become pregnant is a gift, as it doesn’t happen for everyone. Here are […]
3 Ways to Earn More Cash Back
Credit cards that offer rewards have powerful incentives to use them irresponsibly. Rewards can take the form of points, redeemable for certain goods or cash offered in return for purchases. For example, major credit card companies like Chase offer anywhere from .5% to 2% return on cash purchases. A credit card user who made a […]
12 Tips on How to Save Money on Gas
Inevitably, every year, rising gas prices makes the news. While there’s nothing we can do about the price fluctuations, we can be more efficient with our gas by changing the way we drive. Here are 12 tips on how to save money on gas. 1. Lighten up on the gas pedal. A car uses the […]