Some of you knew that I was pregnant, when I announced it earlier this year. Being pregnant while taking care of a 5 year old was more challenging. At one point during my 2nd trimester, I wasn’t even able to walk. Something happened and whenever I got up from bed, I had an extreme amount […]
Fanny Camota
10 Smart Ways to Cut Your Grocery Bill in Half
The cost of living continues to rise as the number of jobs decline. Many of us are facing a new reality – we have to live on less in order to survive. Food is one area where the cost can get out of hand and get us into trouble. It’s not a recurring bill that […]
How Being Frugal Makes You More Happy
I came across this phrase while I was reading another blog, The Frugalwoods. Frugality breeds gratitude. And I paused and thought about how that is so true! In my 20’s, my husband (my then boyfriend) and I were more carefree with money. We weren’t struggling with money and didn’t have financial goals. So we went […]
10 Smart Tips on How to Make Your Money Work for You
In this economic climate, you need every dollar to work for you as hard as it can. Whether you’re having a hard time finding a job, are struggling to make ends meet, or need to pay down debt, it’s time to get a plan into action. Here are 10 tips to help you make your […]
10 Easy Steps to a Solid Debt Payoff Plan
When you have a lot of debt hanging over you, doesn’t it feel overwhelming? How are you going to pay it off? Will you pay it off… like before you reach retirement age? Where do you start? When I had $8,000 in private student loans, I felt like this. You may have more or less […]