Fanny Camota

7 Steps to Paying Off Credit Card Debt

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credit card waffle

In order to be financially successful, you must be free of credit card debt. Paying only the minimum amount due on credit cards will get you nowhere. If you’re short on money, pay the minimum amount until you find extra money. It can mean selling stuff, such as electronic items, jewelry, or musical instruments. Figure […]

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9 Top Reader Tips for First Time Home Buyers

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The American dream is to buy a home. But is it realistic for you? I’d love to buy a home one day, but right now, it’s not in our budget. We live in one of the most expensive housing markets in the nation, the San Francisco Bay Area. For example, a 2 bedroom/1 bathroom house can […]

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Expand Your Wardrobe without Emptying Your Wallet

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I’m on a tight budget now but I also need to expand and update my professional wardrobe. I wear the same few tops every week and don’t have many options for work-related events. Yesterday, I attended an event and seriously, didn’t have anything to wear. Seriously! And there were pictures taken of me. =( So […]

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7 Best Places to Find Discount Kids Clothes and Toys

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Let’s face it, when you have children, there are a lot of costs involved and things to buy to make life easier. They need clothes, toys, furniture, carseats, strollers, bouncers, etc. Kids grow out of these items quickly so consider getting items second hand. There’s no need to pay full price or buy everything brand […]

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Homemade Chocolate Larabars

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I love, love Larabars because they are made with simple, whole ingredients. But I haven’t been able to afford them lately, due to a tighter budget. They retail for $1.29 a bar in my area and Amazon sells them for $19.99 for a box of 20, making them $1 each. It’s not a bad price […]

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