Welcome to the March 7, 2011 edition of carnival of credit score and debt, a blog carnival that focuses on debt, credit scores, credit cards, and other credit related topics.

Editor’s Picks:

Ken presents 4 Payment Options You Can Use If You Owe Taxes posted at Spruce Up Your Finances.

Sun presents How to Evaluate a Lending Club Loan posted at The Sun’s Financial Diary.

Credit Cards

Finance Money Invest presents Maintain a Good Credit Record and Get Low Interest Credit Cards posted at Finance Money Invest.

Christien presents How Much Does Credit Card Processing Cost? posted at How Much Does Everything Cost?.

MoneyCone presents Should you sign for a debit card purchase or use your PIN? posted at Money Cone, saying, “Signing for a debit card purchase and using a PIN – what’s the difference and why you should use one over the other.”

CreditCardGuru presents Is a joint credit card application a bad idea? posted at credit card forum [the blog], saying, “Here’s a look at the pros and cons of a joint credit card, and in my opinion, the cons definitely outweigh the pros!”

Hank Coleman presents Online Credit Card Statements Can Lead To A Bad Credit Score posted at Own The Dollar, saying, “Receiving your credit card statements only over the internet can lead to trouble if you are not careful.”

BWL presents 7 Best Credit Card Rewards Programs posted at Christian Personal Finance, saying, “Here is a look at 7 of the best rewards programs out there…”

Charles Tran presents Prepaid Credit Card Secrets posted at CreditDonkey.com Tips, saying, “Millions of people are discovering prepaid credit card — that have suddenly made prepaid cards one of the most popular tools in the financial shed.”

Jeffrey Weber presents 4 Reasons Retail Credit Cards Are a Bad Idea posted at Credit Card Wisdom, saying, “Retail credit cards are simply a bad idea in most cases. They encourage overspending (and increasing debt) while charging sky high interest rates and adding yet another bill to worry about every month.”

Craig/FFB presents The Best Airline Miles Credit Cards posted at Free From Broke, saying, “If you tend to fly on one favorite airline, using an airline miles credit card for the specific carrier can be a great way to maximize your airline spending.”

Michael presents Citi® Dividend Platinum Select® Card $100 Cash Back posted at Consumerism Commentary, saying, “The Citi Dividend Platinum Select Card offers $100 cash back, a great intro period AND up to 5% cash back on purchases. One of the best overall credit cards in the market today.”

Robert Alan presents Breakdown of Typical Prepaid Debit Card Costs and Fees posted at Credit Card Assist, saying, “A comprehensive breakdown of all the costs and fees associated with a typical debit card, including activation fees, maintenance, purchases, transaction and reload fees.”

Credit Reports

Boomer presents Credit Bureau Reports posted at Boomer & Echo, saying, “Have you checked out a copy of your credit report lately? It’s a good idea to review it from time to time (even once a year) with the prevalence of identity theft, but even to just check for errors.”

PFR presents Triple Advantage Free Credit Score posted at Personal Finance Reviews.

Credit Scores

Money Crashers Admin presents What Hurts and Affects Your Credit Score? 8 Factors & Errors to Fix posted at Money Crashers, saying, “Fortunately, there is plenty you can do to improve your credit score without agonizing over that mysterious equation. There are also plenty of things not to do. Here are 8 financial missteps that are guaranteed to damage your score.”

Finance Money Invest presents Keep an Eye on Your Credit posted at Finance Money Invest.

Michael Pruser presents Hard Pull vs Soft Pull posted at The Dough Roller, saying, “It’s important to know when a hard pull will show on your credit score because the more there are, the lower your credit score will be.”


Hank Coleman presents Understanding The Service Member’s Civil Relief Act posted at Military Money Might, saying, “Understanding how the Service Member’s Civil Relief Act helps the US military with their debts when deployed.”

PT presents When is a Lawsuit Merely a Debt Collector’s Empty Threat? Answer: Statute of Limitations posted at Prime Time Money, saying, “Information given to a reader about the statute of limitations on debt collection. Your best bet is to negotiate and pay off your debts.”

Brandon Rowe presents Best Savings Account Interest Rates posted at Bank Rates, saying, “A chart of the highest savings rates along with a firefox addon to track savings rates”

Bryan Vieregge presents Getting Out Of Debt Should Be Your First Priority – – Money BoldMoney Bold posted at Money Bold.


Ken presents The Home Mortgage Interest Deduction posted at Spruce Up Your Finances, saying, “guidelines on what home mortgage interest that you can deduct”

Student Loans

Ryan @ CML presents Alternative Ways to Pay Off Your Student Loans posted at Cash Money Life, saying, “These tips can help you more quickly pay off your student loans through several means you might not be aware of.”

Ryan @ MFN presents Can I Collect Unemployment Benefits While Using the GI Bill? posted at The Military Wallet, saying, “Military veterans can collect unemployment while using the GI Bill, decreasing the need for student loans. This article covers the information needed to understand how these benefits can be used in conjunction.”

That concludes this edition. Submit your blog article to the next edition of Carnival of Credit Score and Debt using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.