Get FREE, gorgeous printables - Monthly Guide to Grocery Sales and a Weekly Menu Planner when you subscribe!

Carnival of Personal Finance – Fun with Finance

carnival of personal finance

Welcome to the Carnival of Personal Finance – Fun with Finance edition, a collection of recent blog articles on personal finance, frugality, real estate, income taxes, budgeting, credit cards, debt, saving, career, and business.

Personal finance should be fun, otherwise we wouldn’t stick with it.

How can you be more creative with how you invest, save, and earn money? See the articles below for great ideas.

Editor’s Pick

Mike from Studenomics presents Jersey Shore Life: The True Cost of GTL, and says, “A fun look at the finances involved with living the GTL lifestyle.”

MD from Passive Income Now presents Why You Should Start With Freelancing Right Now, and says, “Solid reasons for why you should start earning a freelance income right now.”

vh from Funny about Money presents What I Learned During the Year of Penury, and says, “Life and money lessons from a year of unemployment”

Money Thinker from Money Thinking presents Watching for Common Tax Errors.


Miss T from Prairie Eco-Thrifter presents Cooking to Financial Success.

Kim at MMI from Blogging for Change presents Cut costs by cutting cable & phone cords.

Money Beagle from Money Beagle presents Price Increase Alert: Costco / Kirkland Baby Formula, and says, “For those who rely on Costco for baby formula, this is a big price increase hidden by packaging size change.”

Sustainable PF from Sustainable Personal Finance presents Sustainablity Tip #12 – Skip the Shower, and says, “If you don’t REALLY need to shower daily, skip the shower and save on metered water bills!”

Little Miss Moneybags from Little Miss Moneybags presents Video games can be a frugal hobby.

Well Heeled from Well Heeled Blog presents A Beginner’s Stab at Minimalism, and says, “My beginner’s attempt at minimalism – trying to declutter, organize, and make each purchase count.”

Adam from Magical Penny presents Project Yourself – Productive Past-times For Fun and Profit, and says, “concentrating only on long-term goals caused short-term confusion. No-one can only live for the future. The answer to my problem was simple. I created a cheap, almost free, structure to my life around something I found fun. “


Pat S. from compounding returns presents Target Date Funds: Are they right for you?.

Squirrelers from Squirrelers presents The Disposition Effect, and says, “Which are you more likely to do: sell a winning stock quickly or drop a losing stock quickly? Take the quiz and find out if the disposition effect is impacting you.”

Super Saver from My Wealth Builder presents Dogs of the Dow – Our Focus for 2011, and says, “Our focus will be on one segment of the Dog stocks, the health care sector which includes Pfizer (PFE), Merck (MRK) and Johnson & Johnson (JNJ).”

D4L from Dividends Value presents What Will Your Dividend Income Be When You Retire?, and says, “We all want a secure retirement where we don’t have to worry about making ends meet. After spending 30 or more years in the workforce, its time to kick back and enjoy our golden years. Unfortunately, many people don’t plan for retirement and just assume that their company pension, 401(k) or Social Security will take care of them. That’s a dangerous assumption and a recipe for disaster.”

Pat S. from compounding returns presents Rent vs. Buy: When does renting make sense?, and says, “An argument for renting as a viable alternative to buying before you are financially prepared.”

Mike Piper from Oblivious Investor presents How Much Retirement Income Will You Need?, and says, “Before retiring, it’s absolutely essential to answer this question.”

Div Guy from The Dividend Guy Blog presents Why I Use Index Mutual Funds Instead of Index ETFs, and says, “Why I believe in index mutual funds.”

Mike from Do Not Wait presents Top 10 Reasons to Save for Your Retirement, and says, “Why you need to start saving for your retirement right now.”

Arjun Rudra from Investing Thesis presents Blending Global Macro Economic Research and Technical Analysis With Jason Priest, CFA, and says, “Exploring investing from a top down and technical perspective with Jason Priest, CFA”

The Passive Income Earner from The Passive Income Earner presents Dividend Yield: TD Bank (TSE:TD), and says, “Canadian Banks survived the sub-prime crisis really well to the point that they are buying US and International banks. TD has a strong foothold in the US and offer growth with dividends. Does it have a place in your portfolio?”

Dividend Growth Investor from Dividend Growth Investor presents Dividend Achievers Offer Income Growth and Capital Appreciation, and says, “Dividend achievers are companies which have increased their distributions for at least ten consecutive years. They provide a superior alternative than investing in fixed income because they provide investors with the opportunity of a rising dividend payment and they could also receiving higher total returns over time as well. “

Ryan from The Financial Student presents People Forget About Their Roth IRAs All The Time Right?, and says, “Opening a Roth IRA: Smart. Forgetting about it: Not so much. “

Credit Cards

Ron from The Wisdom Journal presents A Resolution Worth Keeping: Take Advantage of Cash Back Programs.

CreditCardGuru from Credit Card Forum Blog presents Discover Student Credit Card Review, and says, “A look at Discover’s student credit cards and what rewards they are offering for 2011.”

Craig Ford from Money Help for Christians presents Employers Look at Credit Reports | Ludicrous or Smart Business?, and says, “Should employers be able to see your credit report?”

Lazy Man from Lazy Man and Money presents Credit Cards For Those Who Carry A Balance… or Who Like 5% Cash Back Rewards.

Craig from Free From Broke presents The Best Travel Rewards Credit Cards, and says, “If you travel a lot and you use your credit cards responsibly, then having the best travel rewards card to match your spending and traveling can net you a lot of extra benefits and perks.”

Tim Chen from NerdWallet Credit Card Blog presents NerdWallet’s Best Rewards Card Roundup, Winter 2011 Edition, and says, “At NerdWallet, we don’t believe that credit cards are one-size-fits-all. Even if a credit card advertises big rewards rates, signup bonuses, and bonus categories, that doesn’t necessarily mean you’ll be able to take advantage of them.”

Cecil Dellison from Clear Choice Credit Cards presents Credit Card Perks You Need To Get.

Ben from Money Smart Life presents Free Credit Scores – Coming Soon, and says, “A look at how people who are denied credit will soon have a chance to see the credit score that the decision was based on.”


Jeff Rose from Good Financial Cents presents How to do Tactical Budgeting.

Nicole from Nicole and Maggie: Grumpy Rumblings presents In Praise of DH’s Adult Allowance, and says, “Grumpy Rumblings praises the adult allowance and explains why it works for one half of a couple, but not the other.”

mbhunter from MIghty Bargain Hunter presents Out big spending weakness, and says, “Going through your credit card charges for a year is very enlightening. Here’s a big hole in our spending that we found …”

Personal Finance

FMF from Free Money Finance presents Why You Shouldn’t Listen to Mainstream Media Financial “Experts”.

Len from Len Penzo dot Com presents 10 Old Wives’ Tales Masquerading as Financial Rules of Thumb.

Amanda from My Dollar Plan presents 10 Wacky and Clever Safes to Hide Your Money, and says, “No financial plan is complete without strategies to safeguard your money. Find out some interesting, entertaining ways here!”

RJ Weiss from Gen Y Wealth presents 11 Things I’ve Never Heard Anyone Regret, and says, “What I have never heard people regret doing, is a great start to thinking about what to do. “

FruGal from FruGal presents Do one simple thing for better finances.

Darwin from Darwin’s Money presents Present Value of Money Explained, and says, “One of the most important financial concepts is also one of the most misunderstood. Make sure you understand the Present value of Money – with these real life examples. It will save you thousands!”

Clint from Accumulating Money presents 4 Financial Tips From Successful Entrepreneurs That Will Guide You To Great Financial Decisions.

The Smarter Wallet from The Smarter Wallet presents Deconstructing Bank Overdraft Fees, ATM Fees & Cash Advance Fees: Infographic, and says, “A look at bank fees (overdraft, cash advance and more) via an infographic.”


Mike from The Financial Blogger presents 5 Reasons Why You Need A Partner In Your Business, and says, “A look at the many advantages to a business partner.”

IS from Intelligent Speculator presents Is Apple Doomed without Steve Jobs?, and says, “What will apple do without Steve Jobs?”

Real Estate

Mike from Green Panda Treehouse presents How-to Get a Mortgage In 3 Easy Steps, and says, “Three steps you need to follow as you apply for a mortgage.”

Philip Taylor from PTMoney presents Reverse Mortgage Disadvantages, and says, “A clear-eyed look at the costs of reverse mortgages.”

pfblogger from Personal Cents presents Rent or Buy?


Junior Boomer from Consumer Boomer presents Permanent Life Insurance for Baby Boomers, and says, “If you are a baby boomer and you currently don’t have life insurance, have term insurance that will be expiring or just feel you don’t have adequate insurance you need to read this article. “

Kay Lynn Akers from Bucksome Boomer presents Resolutionize Your Finances: Insurance, and says, “This is the third article in a series on improving your finances in 2011 and focuses on what insurance products most people should have and others based on life choices.”

Money Management

Financial Uproar from Financial Uproar presents My Car Is Making Me Angry. I want a New One, and says, “I’m thinking of getting a new car. My thought process of what I want to get. “

Odysseas from Wallet Blog presents Teach Your Kids to Ride Safely Into Their Financial Futures, and says, “Like riding a bike, your child will never learn how to manage their finances if you don’t help teach them.”

Chris from Dealerity presents Cost of Living in Thailand and Geoarbitrage, and says, “I was recently in Thailand and was amazed by how inexpensive it was. In this post, I offer some details on how much things cost in Thailand and how perhaps it might be a great place to retire or move to in order to save money.

Michael from The Dough Roller presents Do You Suffer From Financial Phobia?, and says, “Financial Phobia is more common than you might think. It affects millions of Americans and knowing the symptoms is the first step to fixing the problem.”

Flexo from Consumerism Commentary presents Zions Bank Online Savings Account Review, and says, “Living without a paycheck for one month isn’t as bad as it sounds. Life outside of work is finally starting to take shape.”

Stuart from Pennywise2Pennyworth presents Ten Rules For a Solid Financial Foundation, and says, “Following these easy to do rules can help you and your family build a solid financial foundation for your future.”

Daniel from Sweating The Big Stuff presents Don’t Waste Your Money on an Emergency Fund.

Bret from Hope to Prosper presents The Decline of Personal Responsibility, and says, “When I was growing up, if someone was dishonest, everyone knew it and looked down on them. People were ashamed to have personal debt and they rarely defaulted.”

Ryan from The Military Wallet presents The Dangers Of Only Using A Joint Bank Account, and says, “Joint bank accounts can be convenient, but there are some inherent dangers many people don’t consider.”

Jason from One Money Design presents The Net Worth Formula | What is Your Financial Health?, and says, “Why is our net worth so important? Why even bother understanding the net worth formula? There are three key reasons calculating your net worth is important.”


Andy from Money Walks presents Simplifying Social Security.

Silicon Valley Blogger from The Digerati Life presents When Is A Business Expense A Tax Deduction?, and says, “Taxes are coming up! Lots of us want to claim our expenses as a tax deduction. But not all business expenses may be considered a deduction. Here are some clarifications on what you can deduct.”

N.W. Journey from Net Worth Journey presents Business use of Home Deduction, and says, “How to deduct your business home expenses.”

Ryan from Cash Money Life presents Will Your Tax Return Be Flagged for an Audit?, and says, “Tips for how to avoid a tax audit, and what to do if you get flagged for an audit.”

Peter from Bible Money Matters presents Tips For Self-Preparing And Filing Your Income Taxes, and says, “Tax time is coming! Here are some tips to prepare yourself for filing. “

Mr. Money Smarts from Smart On Money presents 2011 Federal Income Tax Increase For Some Despite Tax Rate Extensions, and says, “Despite the tax rates remaining essentially the same (except for some rate range increases due to inflation) some people will see a 2011 federal income tax increase due to expiring tax credits.”


Shawna from Making Money Make Cents presents How I Use Store Gift Cards To Pay Down My Credit Card Debt, and says, “If anyone else has any similar debt pay-off hacks, I’d love to hear ’em!”

Sean Smarty from Grow Money presents Leverage Students Loans Effectively.


Jason from Live Real, Now presents 5 Steps to Save, and says, “Saving can be intimidating. Here are the basic steps to getting started.”

Jim Yih from Retire Happy Blog presents Alternatives for your savings, and says, “Currently, Canadians are holding billions of dollars in regular savings and chequing accounts. Frankly this surprises me considering that most bank accounts are paying a meager 0.25%.”

RC from Think Your Way To Wealth presents 8 Terrible but Common Excuses for Not Saving for Retirement.


Tom @ Canadian Finance Blog from Canadian Finance Blog presents Live to Work; Work to Live, and says, “Live to work, or work to live? We all have to come to a decision in our life about certain priorities in regards to our lifestyle and workplace.”

ElizabethG (Modern Gal) from Modern Gal presents Tips for Maximizing Extra Income.


Mike from Experiglot presents 12 Meaningless Time Eaters in Your Day, and says, “The time eaters that waste both time and money.”

If you like this post, subscribe to Living Richly on a Budget. Get the latest articles by email, like us on Facebook, or follow us on Twitter.

Photo Credit: Kenni Camota

20 Comments on Carnival of Personal Finance – Fun with Finance

  1. MD
    January 24, 2011 at 8:23 am (5 years ago)

    Thanks so much for the mention and for the honor of being an editor’s pick.

  2. Miss T
    January 24, 2011 at 2:01 pm (5 years ago)

    Thanks so much for including my post. Great job on the carnival. Great theme too.

  3. Funny about Money
    January 24, 2011 at 3:23 pm (5 years ago)

    Gosh, thanks for the editor’s pick! And thanks so much for hosting this big carnival. Lots of great posts this week. :-)

  4. Craig
    January 24, 2011 at 5:45 pm (5 years ago)

    Thanks for hosting!

  5. Free Money Formula
    March 5, 2011 at 11:10 am (5 years ago)

    This is a great post. This was very informative and useful.

  6. Wow Bohol Tours
    January 23, 2012 at 5:56 am (4 years ago)

    Nice list. I could use some of them to help manage my personal finances properly. Thanks!

14Pingbacks & Trackbacks on Carnival of Personal Finance – Fun with Finance

  1. […] article was included in the Carnival of Personal Finance #293 at Living Richly On A Budget. Thanks for the […]

  2. […] at this week’s Carnival of Personal Finance // January 23rd, 2011 in Career, Finance, […]

  3. […] to Living Richly on a Budget for hosting my post, Free Credit Scores – Coming Soon in the latest carnival of personal […]

  4. […] Thanks to Living Richly on a Budget for including this post in the Carnival of Personal Finance […]

  5. […] Living Richly on a budget’s Carnival of Personal Finance […]

  6. […] Carnival of Personal Finance – Why You Shouldn’t Listen to Mainstream Media Financial “Experts”   […]

  7. […] Post, People Forget About Their Roth IRAs All The Time Right?, was included in the 293rd Carnival of Personal Finance – Fun With Finance Edition hosted by Living Richly On a […]

  8. […] I was in the Carnival of Personal Finance over at Living Richly On A Budget […]

  9. […] The Carnival of Personal Finance @ Living Richly on a Budget  […]

  10. […] Richly on a Budget hosted the Carnival of Personal Finance-Fun With Finance Edition and included my article 8 Terrible but Common Excuses for Not Saving for […]

  11. […] of Road to Financial Independence #27 Totally Money Blog Carnival #3! | Budgeting In the Fun Stuff Carnival of Personal Finance – Fun with Finance 264th Edition of the Festival of Frugality | Spruce Up Your […]

  12. […] Commentary participated in these carnivals this past week: Carnival of Personal Finance, Festival of Frugality, Carnival of Money Stories, Totally Money, and Stock Carnival […]

  13. […] post was featured on the Carnival of Personal Finance over at Living Richly on a Budget. If you aren’t familiar with the Carnival of Personal Finance, […]

  14. […] our Brew Your Own Coffee and Water Bottles: Steel vs Plastic in the Total Money Blog CarnivalLiving Richly on a Budget and Funny About Money included Skip the Shower in the carnival of personal financeInvest it Wisely […]