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Manage Money

Do You Qualify for a Free Cell Phone?

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free cell phone

If you’re down and out and living paycheck to paycheck, the last thing you want to think about is bills. But what if you could get rid of one recurring bill forever? There is a little known program for those with lesser income called Assurance Wireless run by Virgin Mobile. It provides a free phone and […] Read more…

How We Slashed Our Cell Phone Bill By More Than Half

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Our budget has been getting tighter lately. And this has motivated me to search high and low for different ways to save money and cut expenses. So even though it has been tough, really tough for our family, there is a glimmer of hope because I have found unexpected resources and programs to help. Cell phones […] Read more…

10 Festive Ways to Earn Extra Money for Christmas

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After Halloween, it’s officially the holidays. Well, at least to marketers. Haven’t you noticed that Costco and CVS start displaying Halloween decorations or Christmas trees in August? According to a Gallup poll, Americans spent an average of $786 last year on Christmas. During the holidays, people are in the mood to spend extra money on […] Read more…

7 Steps to Paying Off Credit Card Debt

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ways to pay off credit card debt

In order to be financially successful, you must be free of credit card debt. Paying only the minimum amount due on credit cards will get you nowhere. If you’re short on money, pay the minimum amount until you find extra money. It can mean selling stuff, such as electronic items, jewelry, or musical instruments. Figure […] Read more…

9 Top Reader Tips for First Time Home Buyers

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first time home buyer tips

The American dream is to buy a home. But is it realistic for you? I’d love to buy a home one day, but right now, it’s not in our budget. We live in one of the most expensive housing markets in the nation, the San Francisco Bay Area. For example, a 2 bedroom/1 bathroom house can […] Read more…