Manage Money

How to Be Happy Despite Your Circumstances and Pay Off Debt

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February 7, 2012
how to be happy despite circumstances and pay off debt

I came across this funny and inspirational video about how to be happy. And no, it doesn’t come from winning the lottery. It’s about changing your mindset and outlook on life. No matter what your circumstances are, you can be happy. It’s all a matter of whether or not you choose to look at...
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How to Create an Airtight Budget in 2 Easy Steps

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January 25, 2012
create airtight budget

If you’ve ever created a budget and then failed to stick with it, you’re in good company. Plenty of people have struggled with budget creation. This will be true from now until the end of time. It’s difficult to pre-plan something as complex as finances and expect to stay on target consistently. One reason...
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What to Do When You’re Facing Foreclosure

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January 12, 2012
facing foreclosure

Home foreclosures are so prevalent nowadays that either you or someone you know is going through this. The American dream is to own a home. But what happens when you can no longer afford to pay your mortgage? Facing foreclosure, now what? If you’re planning to let go of your home and your credit...
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5 Must-Read Personal Finance Books

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January 2, 2012
favorite financial books

With 2012 already here, are you thinking of your financial goals and resolutions yet? Whether your goals are to pay off debt, save for a house, save for retirement, become wealthy, or open a business, you’ll find some of these resources helpful in reaching your goals. You have probably heard of most of these...
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How to Budget the Easy Way, by Using Mint.com

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November 22, 2011
budget easy

Budgeting used to be a laborious task. In the old days, it involved saving all of your receipts and writing down the info on a worksheet or entering it onto an Excel sheet or software program. And if you used a program like Quicken, you had to reconcile everything! What a pain! I almost...
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The articles on Living Richly on a Budget are for entertainment purposes only. Please consult a finance professional to assess your own individual situation. This website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.