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Paying Off Debt

How to Be Happy Despite Your Circumstances and Pay Off Debt

how to be happy despite circumstances and pay off debt

I came across this funny and inspirational video about how to be happy. And no, it doesn’t come from winning the lottery. It’s about changing your mindset and outlook on life. No matter what your circumstances are, you can be happy. It’s all a matter of whether or not you choose to look at the […] Read more…

How to Get Out of Debt, A Must Watch Video!


I found this funny Saturday Night Live skit about how to get out of debt. And I just had to share it because it’s an amazingly simple concept. But somehow we make it more complicated. Steve Martin’s character in this skit totally reflects the mentality of a lot of people. Sometimes we need silly things […] Read more…

Using a Strict Budget to Get Yourself Out of Debt

budget get out of debt

Getting into debt is easy. Getting out of debt is the hard part. Aside from declaring bankruptcy or settling debt, which will both damage your credit, getting out of debt equires strict money management and sacrifices. If you can follow a strict budget, you can get out of debt and learn good money management skills […] Read more…

How NOT to Pay Off Debt


Having debt isn’t the end of the world. But in order to get out of debt, you have to be proactive. Be lazy and you’ll stay in debt. You always have a choice. Stay in debt or get out of debt. Here is a satirical look at how not to pay off debt. Open new […] Read more…

How We Paid Off a Huge Debt


  Recently, my husband and I paid off a huge debt ,even though we are living on only one income. I’m still in shock that we paid this off so soon and without borrowing money. We did it and that means you can do it too! When I got married 2 years ago, a friend […] Read more…

Why You Shouldn’t Get an Internet Loan


Is there anything worse than credit card debt? Yes, internet loans! If you come across an internet loan company, run the other way! Why am I talking about internet loans? Because more people nowadays are borrowing money online. To many of us who are stuck in a mountain of debt, getting a giant check to […] Read more…