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Have Fun Being Frugal

frugal fun

Frugality is so often linked to self-sacrifice and penny-pinching misers. This does not have to be so. Being frugal to save money does not mean that you have to miss out on fun opportunities.

Look at is as quality over quantity and be carefully decisive with how you spend your money. There is no need to deprive yourself of everything just to save money because then you end up feeling bitter and not enjoying life.

Find a level of frugality that works with you and stick to it. Here are some ways to keep fun spending an active part of your life while still contributing to regular savings.

Instant gratification is the first habit that you need to rid yourself of. Choose when you want to splurge and give it careful consideration. Splurging less often and on things that are important to you will give you greater satisfaction. Pinch pennies on things that aren’t important so that you can have fun spending your money on the things that matter.

Have you always wanted to take a trip to Maui? Well instead of buying accessories and shoes for all your outfits, pick a few that you like and will use and put the rest of that money towards your dream trip; that way you still have a nice pair of shoes AND a trip to Maui in your future.

Small indulgences from time to time are a great way to eliminate the miserly behavior. Instead of buying a latte every morning, make your own coffee most mornings and pick one day a week to have your favorite vanilla and cinnamon latte before work. This way you have something to look forward to and are able to save the extra $20 each week that would be spent on lattes while still being able to treat yourself. That is just one example, but you can apply the same principle to lots of scenarios.

The idea is to spend less on some things so that you can spend more on others. Decide what is of the greatest quality to you for your budget and spend money less often (decreased quantity) so that you can have more fun purchasing things that will enhance your life.

Some great ways to reduce costs:

  • Share rent
  • If you don’t need a car, consider selling it
  • Find ways to reduce your car insurance rates by driving less or having more anti-theft devices for your vehicle.
  • See if you can renegotiate your health insurance rates or any other forms of insurance you have.
  • Seek out used goods – furniture, clothes, pots and pans, etc.
  • Do not shop recreationally. Develop other hobbies for your free time so that you are not tempted to spend money.
  • Make the most of what you have; eat all your groceries before they go bad, take care of the things you have so they last longer, etc.

Frugal living does not have to be all-or-nothing. There are varying degrees of frugal living and you just need to find which one is best for you by deciding what things you want to spend your money on and what things aren’t as important. Don’t bankrupt your future for instant gratification today, but don’t live like a miser and never have fun just to save money.

This guest post was written by Jenni Sunde, a freelance fashion writer and pop culture junkie. Jenni specializes in all things lifestyle-related. From home and design to health and beauty. With her love of art and all things beautiful, she delights in sharing her sense of style from her life to your computer monitor. Her title pegs her as an editor at a website that specializes in providing people with a quick car insurance quote, but her passion leads her into writing with a little more substance and a lot more heart.

Photo Credit: thepinkpeppercorn

2 Comments on Have Fun Being Frugal

  1. Bergie Powers
    October 12, 2011 at 6:34 pm (4 years ago)

    I love this info! I have been practicing Dave Ramsey’s advice about ‘delaying pleasure’ to help your financial situation, and like your advice about not practicing instant gratification, it has allowed me to live a more satisfied life. I also just started making my own coffee and allowing myself one day a week for the fancy stuff. I love it! I still get to have my treat, and I don’t have to feel deprived because I know I will get it. It’s in the Budget!
    I love the second paragraph. Totally sums up my new method of living.

    • Fanny
      October 13, 2011 at 12:43 am (4 years ago)

      I used to get mochas. But now that I can make it myself at home and it tastes just as good, I no longer feel the need to buy it at the coffee shop. I mean, I still do get coffee drinks sometimes but not as much. Did you check out How to Make Espresso Drinks at Home?