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7 Steps to Paying Off Credit Card Debt

ways to pay off credit card debt

In order to be financially successful, you must be free of credit card debt. Paying only the minimum amount due on credit cards will get you nowhere. If you’re short on money, pay the minimum amount until you find extra money. It can mean selling stuff, such as electronic items, jewelry, or musical instruments. Figure […] Read more…

9 Top Reader Tips for First Time Home Buyers

first time home buyer tips

The American dream is to buy a home. But is it realistic for you? I’d love to buy a home one day, but right now, it’s not in our budget. We live in one of the most expensive housing markets in the nation, the San Francisco Bay Area. For example, a 2 bedroom/1 bathroom house can […] Read more…

Budgeting 101: How to Get Started

lazy guide to budgeting

It’s important to live on a budget and not overspend these days. The best way to do this is to use a personal budget worksheet that you refer to every month. Putting together a personal budget is not hard. It’s staying within your budget that’s challenging. The goal is to spend less than you make. […] Read more…

Expand Your Wardrobe without Emptying Your Wallet

thredup

I’m on a tight budget now but I also need to expand and update my professional wardrobe. I wear the same few tops every week and don’t have many options for work-related events. Yesterday, I attended an event and seriously, didn’t have anything to wear. Seriously! And there were pictures taken of me. =( So […] Read more…

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