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9 Top Reader Tips for First Time Home Buyers

first time home buyer tips

The American dream is to buy a home. But is it realistic for you? I’d love to buy a home one day, but right now, it’s not in our budget. We live in one of the most expensive housing markets in the nation,┬áthe San Francisco Bay Area. For example, a 2 bedroom/1 bathroom house can […] Read more…

Budgeting 101: How to Get Started

lazy guide to budgeting

It’s important to live on a budget and not overspend these days. The best way to do this is to use a personal budget worksheet that you refer to every month. Putting together a personal budget is not hard. It’s staying within your budget that’s challenging. The goal is to spend less than you make. […] Read more…

Expand Your Wardrobe without Emptying Your Wallet

thredup

I’m on a tight budget now but I also need to expand and update my professional wardrobe. I wear the same few tops every week and don’t have many options for work-related events. Yesterday, I attended an event and seriously, didn’t have anything to wear. Seriously! And there were pictures taken of me. =( So […] Read more…

The Top 5 Places I Buy Groceries

where i buy groceries

Eating healthy and saving money are important to me. Plus, my daughter has food allergies so that makes it a priority for me to cook her food from scratch and opt out of boxed and frozen foods. Because of that, I don’t buy a lot of processed foods. I focus more on getting the freshest […] Read more…

7 Best Places to Find Discount Kids Clothes and Toys

play kitchen step 2

Let’s face it, when you have children, there are a lot of costs involved and things to buy to make life easier. They need clothes, toys, furniture, carseats, strollers, bouncers, etc. Kids grow out of these items quickly so consider getting items second hand. There’s no need to pay full price or buy everything brand […] Read more…

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