I came across this funny and inspirational video about how to be happy. And no, it doesn’t come from winning the lottery. It’s about changing your mindset and outlook on life. No matter what your circumstances are, you can be happy. It’s all a matter of whether or not you choose to look at the […]
Budgeting
Learn how to make a budget and stick to it!
7 Lessons from The Money Saving Mom’s Budget
Last week, I was sent a copy of The Money Saving Mom’s Budget by Crystal Paine of MoneySavingMom.com. I was super excited to read it since I’m a big fan of her blog. First, let’s touch on her background. In the early years of her marriage, she and her husband survived on an income of […]
5 Ways to Eliminate Credit Card Debt Fast
Getting rid of of credit card debt can take months, if not years, depending on the amount. If you are going to pay it off the honest way, without borrowing anymore money, how do you eliminate credit card debt fast? First, start with these 5 ways to pay off debt faster. Set up a budget […]
Using a Strict Budget to Get Yourself Out of Debt
Getting into debt is easy. Getting out of debt is the hard part. Aside from declaring bankruptcy or settling debt, which will both damage your credit, getting out of debt equires strict money management and sacrifices. If you can follow a strict budget, you can get out of debt and learn good money management skills […]
3 Tips For Improving Your Credit Score
Not too long ago, a reader on my blog asked me “Is 700 a good credit score?” I explained to her that it is a decent score, but in today’s economy I would no longer consider it good. Creditors are now pickier than ever when it comes to granting credit and although a 700 credit […]