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Manage Money

Budgeting 101: How to Get Started

budget worksheet

It’s important to live on a budget and not overspend these days. The best way to do this is to use a personal budget worksheet that you refer to every month. Putting together a personal budget is not hard. It’s staying within your budget that’s challenging. The goal is to spend less than you make. […] Read more…

10 Ways Millionaires Think Differently


I came across this book, Secrets of the Millionaire Mind by T. Harv Eker, and was blown away. It illustrates the differences of thinking of rich people vs. the not-so-rich. These are generalizations because this doesn’t represent all lower income people. But still, it’s interesting to see how the mindsets are completely opposite. If we […] Read more…

99 Cent Clothes Sale at ThredUP (Gone)


$.99 for clothes! You heard me! I don’t post about deal much but this one is too good to pass up. ThredUP is having a massive sale on gently used, like new clothes for women, petite, plus, maternity, juniors, and kids. Stuff is going fast! I orderd 11 items for 99 cents each! Shipping is […] Read more…

Taking Better Care of Yourself in the New Year


You may have many ambitious resolutions in the beginning of the year. Lose weight, exercise more, eat better, stick to a budget, pay off debt. To be honest, I let go of trying to being a size 2 after having a baby! But what about taking better care of yourself? Like really, taking care of […] Read more…

Health Care Flexible Spending Accounts – Use It or Lose It

health care flex spending

While everyone else is rushing around purchasing Christmas gifts, I’m frantically working to get my Health Care Flexible Spending Account (HCFSA) in order. For those of you unfamiliar with Health Care Flexible Spending Accounts, a HCFSA allows the participant to purchase qualifying health items and health services with pre-tax dollars. Sometimes these accounts are called […] Read more…