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Manage Money

9 Top Reader Tips for First Time Home Buyers

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first time home buyer tips

The American dream is to buy a home. But is it realistic for you? I’d love to buy a home one day, but right now, it’s not in our budget. We live in one of the most expensive housing markets in the nation, the San Francisco Bay Area. For example, a 2 bedroom/1 bathroom house can […] Read more…

The Lazy Guide to Budgeting – 7 Ways to Make It Easier to Stick With

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budget worksheet

Many people start budgets but they don’t seem to stick with them. Why is that? Because they’re lazy? I think it’s because they don’t have clearly defined goals. Are you trying to pay off debt, save up for a house, or build a college fund for the kids? What is the exact amount of your […] Read more…

How to Create an Airtight Budget in 2 Easy Steps

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create airtight budget

If you’ve ever created a budget and then failed to stick with it, you’re in good company. Plenty of people have struggled with budget creation. This will be true from now until the end of time. It’s difficult to pre-plan something as complex as finances and expect to stay on target consistently. One reason people […] Read more…

Setting Up Your Website: Do’s and Don’ts

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setting up website

When you start your own business, you need a website. Having your own website is a dream come true and most of us have definite ideas of how we would want the website to look like. In fact, we might already have a list of websites that we like. We would like the web designer […] Read more…