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September 2011 archive

How to Cut Out Unnecessary Expenses

identifying unnecessary expenses

Step 1: Monitor Money Spent Keeping track of how much money is spent during the month and what that money is being spent on is an important first step. Programs such as Microsoft Excel can make this task easier, but if that program is not available, a notepad can also do the job. Step 2: […] Read more…

Extreme Couponing Preview

extreme couponing preview

TLC’s popular show, Extreme Couponing is back tonight. More people will be showing us how to save money and get things for free. Whether you love or hate the show, Extreme Couponing has spurred on a couponing craze and a debate. Check out the comments on my past post about Extreme Couponing Fraud. People are very […] Read more…

And the Winner of the $50 Amazon Gift Card Is…

amazon

Thank you, everyone, for participating in Living Richly on a Budget’s first giveaway. It was really nice to hear from each one of you! Some of you were very creative with your responses. Thank you for making me laugh! I had no internet, TV, or a microwave this week. In fact, I’m at Peet’s right […] Read more…

4 Reasons To Start a Business in a Down Economy

start a business in a down economy

Typically, when the economy struggles, people are scared to start a new business. They worry consumers won’t spend money and the start-up costs will ruin them. I make the argument that right now is the perfect time to start a business because EVERYTHING costs less. On a personal note, I started my business in a […] Read more…

3 Financial Rules of Thumb That Are Complete Garbage

financial rules of thumb

“What he doth, he doth by rule of thumb, and not by art.” This excerpt from The Compleat Fencing-Master, written in 1692 by Sir William Hope is, according to many experts, the first written appearance of the now popular phrase “rule of thumb.” Rules of thumb are meant to make our lives easier, making a […] Read more…

We Moved and My Trip to the ER

er

We moved last week and it has been hectic and little crazy. I started off last week with a trip to the ER at midnight, and with a baby in tow. I had gotten face wash squirted into my eye and it stung pretty bad. My baby and husband were already sound asleep when they were awakened […] Read more…

Budgeting Tips for Freelancers

budgeting tips for freelancers

Creating a business is one thing, but keeping it is another. Most may view budgeting as a tedious task but it actually plays a big role in keeping a business (of any size) running. Many freelance business owners do not keep accurate tabs of the money, which can mean huge losses down the road. Yes, […] Read more…

9 Apps to Help You Find Coupons On the Go

mobile coupons

When you’re on the go and you want to find coupons, what do you do? Find mobile coupons with your cell phone! If you have a smartphone, there are lots of free apps to help save you money on groceries, restaurants, shopping, health care services, and more. Here is my review of 9 mobile coupon […] Read more…

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