These are resources that I personally use and recommend because they are really helpful and essential for living richly on a budget.
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I can’t live without my Amazon Prime Membership. We buy almost everything here (like weekly) that we can’t get at Costco or the grocery store – vitamins, ballet shoes, clothes, books, birthday gifts, Instant Pots, and more. I love the convenience of having things delivered to my door within 2 days! And the return process is super easy. Plus, Amazon Prime Video is included in the membership as well.
Balance, formerly known as Consumer Credit Counseling Service, is a nonprofit that helps people pay off debt within 5 years! They have been around since 1969 and are accredited and legitimate. Balance works directly with creditors (most but not all) to lower your interest rates so that you can pay down debt faster. They only charge a small monthly fee. Definitely check them out as they are totally different than the predatory debt consolidators out there!
If you shop online, you should be earning money for it. With Rakuten eBates, I’ve earned over $350 over the past few years just having the Rakuten eBates plugin working in the background while I make purchases online. I also love that they suggest coupon codes for merchants at checkout.
This is online thrift shopping at its best.
ThredUP has a nice selection of procured, in style clothes in like new condition. I no longer have to dig through racks of clothes in consignment shops.
Now, I go on my ThredUP app, search for items that I want to buy, like tops, and it shows me everything in my size. I “like” the clothing items that catch my eye and it goes into my Favorites section. Then later, when there’s a coupon code or I am ready to make a purchase, I check my Favorites section to see what’s still available.
Returns are easy. You do have to pay a small $1.99 restocking fee though. But if you are willing to return for store credit, you get a free shipping label.
Old Navy has cute clothes for less. If you’re looking for new clothes as you’re losing weight, leggings and stretchy jeans are great. I love their stylish leggings and comfortable Rockstar jeans.