The goal of Living Richly on a Budget is to live more on less by exploring ways to save money, live frugally, and manage money better.
In 2009, after going through a layoff, I was inspired to start this personal budget blog because I was forced to live on my husband’s income. Not too long after, he was laid off too!
We had a big Cobra health insurance bill and over $10,000 in debt. Yes, I was freaking out to say the least. Then my husband found a job quickly.
The following year, I found a job too. But after only a few months of working, I was laid off AGAIN! Then I got pregnant.
Now, a year later, I have a beautiful baby girl. And we’ve learned to live on less than 1.5 income. Amazingly, we paid off that $10,000 and learned the hard way, to live on less.
I have a diverse work background that includes running a wedding video production company for 5 years and working in online marketing as an SEO. I am truly thankful for all of these experiences.
Saving money and spending less than we earn is not only a necessity but an attitude. We are choosing to forego some immediate luxuries so we can reach long term goals. But at the same time, living on a budget doesn’t have to mean suffering. It means challenging yourself to be more creative with your money.
Living richly is not about accumulating the most ”stuff”, rather it is about being spiritually fulfilled, happy and secure with who you are, where you are at, and being with people who make you feel good about yourself.
If you have money saving or frugal living ideas, feel free to share them in the comment section of each post or email me.
My goal is to earn a full time income this year so that I can continue to stay home with my daughter on a full time basis.
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Join me on this journey of reaching financial goals and living a life free of debt!
Check out my new Resources page with helpful tips on couponing (my new passion), ways to pay off debt, save money, make money, etc.
Thanks for reading,
Fanny
fanny[at]livingrichlyonabudget.com
A couple of Facebook friends are fans of this site, and I love it! I married a woman who never had a debt and whose credit cards were paid off every month. I’m sure it wasn’t easy for her to straighten me out (and I still sneak in trips to Starbucks way too often,) but I definitely sleep better at night now because of the changes to my financial habits she made.
Keep up the great work! I’ve got the rss feed on the first page of myYahoo! and enjoy every update.