About

This has probably been the most challenging year of my life, trying to survive the economic downturn. The months of being unemployed outnumber the months I have worked at a job this year. But I’m not ready to give up yet. And don’t you give up either! I was inspired to start this blog after a year of reading other personal finance blogs. This is my outlet to share what I have learned about managing money and to learn from you!

Money is on many people’s minds these days – how to make it, save it, and spend less. The economy and the American culture is slowly changing. We were so obsessed with consuming and accumulating material things, that we forgot what really matters in life – people. In this down economy, I have been blessed to have more time to spend with friends and family, take a breather from the working world, and reevaluate my life.

I have a diverse work background that includes running a wedding video production company for 5 years and working in online marketing as an SEO. I am truly thankful for all of these experiences.

Saving money and spending less than we earn is not only a necessity but an attitude. We are choosing to forego some immediate luxuries so we can reach long term goals. But at the same time living on a budget doesn’t have to mean suffering. It means challenging yourself to be more creative with your money.

Living richly is not about accumulating the most ”stuff”, rather it is about being spiritually fulfilled, happy and secure with who you are, where you are at, and being with people who make you feel good about yourself.

If you have money saving or personal finance ideas, feel free to share them in the comment section of each post or email me. Join me on this journey of reaching financial goals and living a life free of debt!

Thanks for reading,

Fanny

fanny[at]livingrichlyonabudget.com