Month: March 2011

Using a Strict Budget to Get Yourself Out of Debt

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monthly budget on notebook and coffee

Getting into debt is easy. Getting out of debt is the hard part. Aside from declaring bankruptcy or settling debt, which will both damage your credit, getting out of debt equires strict money management and sacrifices. If you can follow a strict budget, you can get out of debt and learn good money management skills […]

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3 Ways to Earn More Cash Back

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Credit cards that offer rewards have powerful incentives to use them irresponsibly. Rewards can take the form of points, redeemable for certain goods or cash offered in return for purchases. For example, major credit card companies like Chase offer anywhere from .5% to 2% return on cash purchases. A credit card user who made a […]

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