Save Money Without Feeling Deprived
We all know that saving money is essential, but statistics tell us that most Americans don’t do it on a consistent basis. In fact, just prior to the economic collapse of 2008, personal savings rates were at all-time lows in the United States. Much of this was fueled by the property market bubble, which led […]
Last week, TLC debuted its new series “Extreme Couponing“, featuring people who save extreme amounts of money using coupons. Deals like scoring hundreds of dollars worth of goods for as little as $10 were featured. You can either be inspired or depressed after watching this show. How can the average person get these kinds of […]
Getting rid of of credit card debt can take months, if not years, depending on the amount. If you are going to pay it off the honest way, without borrowing anymore money, how do you eliminate credit card debt fast? First, start with these 5 ways to pay off debt faster. Set up a budget […]
Getting into debt is easy. Getting out of debt is the hard part. Aside from declaring bankruptcy or settling debt, which will both damage your credit, getting out of debt equires strict money management and sacrifices. If you can follow a strict budget, you can get out of debt and learn good money management skills […]
Credit cards that offer rewards have powerful incentives to use them irresponsibly. Rewards can take the form of points, redeemable for certain goods or cash offered in return for purchases. For example, major credit card companies like Chase offer anywhere from .5% to 2% return on cash purchases. A credit card user who made a […]