Manage Money

What to Do When You’re Facing Foreclosure

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facing foreclosure

Home foreclosures are so prevalent nowadays that either you or someone you know is going through this. The American dream is to own a home. But what happens when you can no longer afford to pay your mortgage? Facing foreclosure, now what? If you’re planning to let go of your home and your credit score […]

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5 Must-Read Personal Finance Books

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With 2012 already here, are you thinking of your financial goals and resolutions yet? Whether your goals are to pay off debt, save for a house, save for retirement, become wealthy, or open a business, you’ll find some of these resources helpful in reaching your goals. You have probably heard of most of these books […]

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Top 10 Blog Posts of 2010

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2010 came and went fast. And what a crazy and tumultuous year it was! Check out the most popular blog posts this year on Living Richly on a Budget. It’s interesting to see what posts people were interested in. 1. Free 2010 Hello Kitty Calendar 2. True Life: I Can No Longer Afford My Lifestyle […]

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If You Lose Your House, You Might Still Have to Pay

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With the down economy, many homeowners have faced foreclosure or were forced to do a short sale. “A short sale occurs when a property is sold and the lender agrees to accept a discounted payoff, meaning the lender will release the lien that is secured to the property upon receipt of less money than is […]

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How NOT to Pay Off Debt

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Having debt isn’t the end of the world. But in order to get out of debt, you have to be proactive. Be lazy and you’ll stay in debt. You always have a choice. Stay in debt or get out of debt. Here is a satirical look at how not to pay off debt. Open new […]

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