
If you’ve ever opened a budget spreadsheet and immediately closed it because it had way too many tabs and complicated formulas, you’re not alone. That’s why I created this Simple Budget Template Google Sheets — to help you manage your money without feeling overwhelmed.
According to Wallethub, people ages 18-29 (61%) and 59+ (64%) stay on budget, a significant number of 45-59 year-olds (39%) exceed their budget, and people 59+ (25%) don’t use a budget at all!
Um, don’t freak out because it’s not that hard to get started. If you want a beginner’s guide, step by step how to budget, check out my Budgeting eBook, budget binder, and course.
What Makes This Simple Budget Template Google Sheets So Simple?

This isn’t one of those monster spreadsheets that require a tutorial just to get started. My template has just 5 straightforward tabs:
- Getting Started – A quick intro and step-by-step instructions so you’re not guessing what to do.
- Income – Track all your income sources in one spot.
- Expense Log – Log your daily, weekly, or monthly expenses and categorize them with ease.
- Budget – Set your spending goals by category and see how much you’ve budgeted vs. spent.
- Overview – A clean, visual snapshot of your finances that updates automatically.
Each tab is easy to understand, and you don’t need to be a spreadsheet expert to use it.

Why Simple = Success
When budgeting tools are too complicated, they often get abandoned. I designed this simple Google Sheets budget to keep things minimal and intuitive — so you’re more likely to stick with it.
- Easy to edit and personalize
- Google Sheets-based so it works on your phone, tablet, or computer
- Auto-calculations make it quick to see totals and remaining budgets
- Clean layout with no unnecessary distractions

Who This Is For
This simple budget template is perfect for:
- Beginners who are new to budgeting
- Busy moms or professionals who don’t have time for complicated tools
- Anyone looking to get their finances under control with a simple system that actually works
Whether you’re paying off debt, saving for a trip, or just trying to make your paycheck stretch a little further, this tool helps you stay organized and in control.

Grab the Simple Budget Template Google Sheets
If you’re ready to stop guessing where your money is going and finally feel on top of your finances, grab the Simple Budget Template for Google Sheets here. It’s affordable, easy to use, and ready to go in just a few clicks.
Bonus: If you want to take your money organization even further, pair this with my Bill Tracker Google Sheet and Sinking Funds Tracker for a complete budgeting system.
Budgeting doesn’t have to be complicated. This simple template is proof.