Disclosure: I received complimentary access to Trust & Will to create a living trust for this Trust & Will review. This post contains affiliate links, which means I may earn a small commission if you choose to make a purchase through my link, at no extra cost to you. I only share tools and resources I genuinely believe can be helpful for families. This content is for informational purposes only and is not legal advice.
If you’re ready to create a will or trust, it can feel daunting and confusing. Trust & Will is an online estate planning platform that helps you create a will or a living trust. In this Trust & Will review, I’m breaking down my experience, whether the company is worth it, and what you should know before using it.
So the big thing is if someone passes without a living trust, then all their assets, like their house, bank accounts, will have to go through probate, which is an expensive and long legal process, before it goes to their heirs. A living trust is important but the cost of hiring an estate attorney, can feel out of reach.
My Personal Experience
As someone who has gone through the process of creating a living trust with a family member through an attorney, I wanted to compare the two experiences. By the end, you’ll know if it’s better for you to go this DIY route or hire an estate attorney.
I’ve been wanting to create a living trust for another loved one but cost was a factor. So this has been on my mind for a long time!
I also met a lady while we were both waiting in line for something. She said she got her living trust done for just $599 and I was intrigued. But she couldn’t fully explain how and where she did it. But since I learned about Trust & Will, now I think this is where she got hers done.
Estate planning is one of those things most families know they should do… but keep putting off. Between work, kids, school schedules, and everything else on your plate, finding the time (and money) to meet with an attorney can feel overwhelming. And for many families, the cost alone is enough to delay it.
That’s where Trust & Will, an online will and trust service, comes in.
In this Trust & Will review, I’ll walk you through how it works, the real benefits, the downsides you should know about especially if price is your biggest concern.
Working with an Estate Attorney
I was part of the process of creating a trust of a family member. We met with the estate attorney a few times to go over decisions, sign documents, and ask questions.
The attorney created and notarized the documents and retitled assets. And the fee was $1600, which was a respectable price for a living trust.
The attorney provided a lot of guidance and did the leg work for funding the trust. The process felt easy and I felt confident the whole time.
What Is Trust & Will Company?
Trust & Will is an online will and trust service that helps families create estate planning documents from home.
Instead of scheduling multiple appointments with an attorney, you complete everything online by answering guided questions. Based on your answers, Trust & Will generates documents for a living trust or a will and includes:
- Guardianship designations for minor children
- Health directives
The platform is easy to use and follow and you can see which step you’re at. You can start and stop when you want and continue at a later time.
How Trust & Will Works
The process is fairly straightforward:
- You choose the documents you need (will or trust).
- You answer questions about your family, assets, and wishes.
- Trust & Will creates your documents based on your answers.
- You review, sign, and notarize them according to your state’s requirements.
- You fund the trust by retitling your assets.
Everything is done online and on your own time and pace. Because there is SO much decision making that you have to make to create a living trust, I like that you can take your time to make these decisions.
But if you’re not a self-starter, you might get lazy and not complete it. So hiring an attorney might be better
Cost Breakdown: Trust & Will vs. Hiring an Attorney
Trust & Will Pricing
- Living trust: $599
- Flat fee
- $39 to renew it every year, in case you have changes
Traditional Estate Planning Attorney
- Often $2,000–$4,000+ for a living trust
- Multiple appointments
Cost is the biggest benefit of Trust & Will. For many families, this makes estate planning finally feel doable instead of “something we’ll get to later.”
Benefits of Using Trust & Will
1. Extremely Affordable and Doable
For families on a budget, $599 is far more accessible than several thousand dollars.
2. Convenient for Busy Parents
You can work on it:
- On a weekend
- In short chunks of time
No childcare needed just to attend an appointment.
3. A Good Option for Simple Situations
Trust & Will can be a great fit if you have:
- Straightforward assets
- Clear wishes
- No complex legal situations
For many families, it’s a realistic starting point instead of doing nothing at all.
Important Downsides to Know About
These are things to consider when you’re doing a living trust online.
You Make All the Decisions Yourself
Trust & Will does not provide personalized legal advice. You’re responsible for understanding:
- Legal terminology
- What choices are best for your family
If you want attorney advice, they have an option to add that on for $299.
You Must Fund the Trust Yourself
What does that mean? Creating the trust is only part of the process. You are responsible for:
- Retitling assets
- Making sure the trust is properly funded
If this step isn’t done correctly, the trust may not work as intended.
Not Ideal for Complex Situations
Trust & Will may not be the best option if you have:
- Multiple properties
- A business
- A blended family
- Complex financial or legal needs
Trust & Will Pros and Cons at a Glance
Pros
- Significantly lower cost ($599)
- Online and convenient
- Faster than traditional methods
- Makes estate planning more accessible
Cons
- DIY decisions required
- You must fund the trust yourself
- Not ideal for complex estates
Who Trust & Will Is Best For
Trust & Will can be a good fit if you:
- Are a busy parent with limited time
- Want a more affordable option
- Have a relatively simple estate
- Are comfortable following instructions and paperwork
It’s especially helpful for families who might otherwise delay estate planning because of cost.
Who Should Consider an Attorney Instead
You may want to work with an estate planning attorney if you:
- Have complex assets or family dynamics
- Own a business
- Want personalized legal advice
- Prefer someone to guide you through every decision
Final Thoughts: Is Trust & Will Worth It?
Trust & Will isn’t for everyone. I found that deciding on each item was the hardest thing about creating a living trust.
If cost has been the main reason you haven’t created a will or trust yet, Trust & Will can lower that barrier and help you take action.
Having something in place is often better than having nothing at all.