Many people start budgets but they don’t seem to stick with them. Why is that? Because they’re lazy?

I think it’s because they don’t have clearly defined goals. Are you trying to pay off debt, save up for a house, or build a college fund for the kids? What is the exact amount of your goal?

Once you set your goals, then make it easier to follow through with budgeting.

Have you heard of the 20-second rule? It’s a principle from on the book “The Happiness Advantage.”

lazy guide to budgeting

The idea is in order to make it easier to form a new habit, you make it more convenient for yourself by placing the tools you need within reach. Make something 20 seconds faster to get to and you’re more likely to do it.

Read my full post on Lazy Man and Money here >>

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1 Comment on The Lazy Guide to Budgeting – 7 Ways to Make It Easier to Stick With

  1. Great post! I recommend a great read on finances, it’s called The Joy of Skinny: Finances, by Charla Aylsworth and Marcia Manchester. Their site is This is a great book that has some practical advice on keeping your finances in order. really good.

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