Budgeting Made Easy book

Budgeting is hard. You feel like a mess. You feel overwhelmed.

When bills come in the mail, doesn’t it seem like you just paid them already? Wait, it’s already been a month? How did that happen?

You’re paying late fees because you missed the due date by a few days. While your children are fast asleep, you stay awake worried about not having enough money.

You feel stressed out because you don’t know how much money you really have. You have debt but it seems like you’ll never pay it off.

You’ve tried budgeting before but it never worked. You’ve tried budgeting on paper, Excel, and online. But nothing ever worked. Nothing has stuck, not for more than a few months anyway.

You hope things will get better but it never does.

Your financial situation won’t improve if you don’t take control of it. Your situation won’t get better if you do nothing about it.

Stress less, spend less, and feel more in control of your money and your life when you see your money clearly. 

When you write things down, something magical happens. You become more aware of what’s going on. You spend less.

When you set specific financial goals, you’re more likely to stick to your budget.

My story:

I used to feel overwhelmed with my finances. Every month, there were so many bills to pay and I always lost track of when I paid them and when they were due. It was super stressful 

I was really overwhelmed by everything. On top of taking care of my family and managing this blog, I felt like I didn’t have time for budgeting.

Then I decided to do something about it, once and for all. I wanted to take control of money instead of it controlling me. So I created these Budget Printables – something super cute to keep me motivated but also easy to use.

I felt like tracking daily expenses was a pain so I made it easier. I created a worksheet that has dates and expenses already filled out. So all I have to do is fill in a number, the amount I spent that day. It can be done in 10 seconds.

It only takes 10 seconds a day to manage my expenses, our expenses. My husband is doing it now too. OMG! This is such a transformation for him and for us.

Now we are both aware of what we spend on a day-to-day basis and because of it, we spend less. Because we have to report it on the Daily Expense Tracker, it keeps our spending in check.

And our bills, I write them down in the Bill Pay Tracker once and I’m done. For bills that come a few times a year, I track them in the Non-Monthly Bills Tracker. Now I know when each bill is due so I don’t freak out about it anymore. I don’t feel surprised by bills anymore. 

I feel more in control of my money and not as stressed anymore. There’s something about writing things down that subconsciously works with your brain, making you more aware of things.

– Fanny Seto, Editor-Chief, Living Richly on a Budget

When you buy Living Richly Budget Printables, you’re getting a system that will save you money and time and help you stress less.

  • Feel in control of your money. No more worrying if bills have been paid because you’ll know. Have a definitive timeline on when your debt will be paid off.
  • See everything all in one place. See what’s going on with your money.
  • Stress less, spend less, and feel more in control of your money and your life when you see your money clearly.

What I’ve got for you:

  • A 20-page printable bundle with 16 productive worksheets to help you organize your finances once and for all.
  • This includes a cover page (for your binder) and a quick guide to help you get started.
  • The worksheets are beautifully designed to match and go together, either in a binder or folder.
  • All of the worksheets are printable. Print as many times as you want!


  • Take the stress out of finances when you know where your money is going.
  • Save money by keeping track of when bills are due so you can pay them on time and avoid late fees.
  • Make better informed, buying decisions when you know what is happening to your money.
  • Have more fun with budgeting and handling your finances with these cute printables!
  • Attack your debt with the Debt Eraser Tracker. Keep track of your payments and watch the amount go smaller and smaller.
  • Set financial goals and track them. This is key to sticking to a budget.
  • Brainstorm what expenses you need to cut or how you will earn extra income.
  • Finally get organized and put all of your money stuff all in one place.

Budgeting Made Easy

What’s included:

1. Cover
2. Getting Started Guide (3 pgs)
3. Monthly Budget Planner
4. Monthly Budget Planner with Categories
5. Monthly Budget Planner Blank Template
6. Daily Spending Log (Days 1 – 15)
7. Daily Spending Log (Days 16 – 31)
8. Daily Spending Log (Days 1 – 15) Blank Template
9. Daily Spending Log (Days 16 – 31) Blank Template
10. Bill Pay Checklist
11. Non-Monthly Bills Checklist
12. Debt Eraser Tracker (Jan-Jun)
13. Debt Eraser Tracker (Jul-Dec) 
14. Financial Goal Setting
15. Achieving Goals Worksheet
16. Income Brainstorming Worksheet
17. Checkbook Register
18. Credit Card Tracker (Bonus)

No more excuses! Start managing your money better right now!

1. Cover
Use this cover as the cover for a binder, to create your new budget binder.

2. Getting Started Guide
This quick guide explains how to use each worksheet.

3. Monthly Budget Planner
Use this to create a budget quickly. Categories and subcategories are already created here for you so you can jump in and get started right away.

4. Monthly Budget Planner with Categories
Categories are already created here for you. Just fill in your custom subcategories.

5. Monthly Budget Planner Blank Template
If you want to customize your budget and add your own categories and expenses, use this template.

6. Daily Spending Log (Days 1 – 15)
7. Daily Spending Log (Days 16 – 31)
Keep track of daily expenses will save you money.
You will become more conscious about how you’re spending money when you have to write it down, thus saving you money.

With this easy-to-use daily spending log. This can be done in 10 seconds a day. How easy is that?

The dates and budget categories are already filled in and correspond with the Monthly Budget Planner. Simply enter the amount you spent in the relevant category. Days 1 – 15 and Days 16 – 31 are on separate sheets.

8. Daily Spending Log (Days 1 – 15) Blank Template
9. Daily Spending Log (Days 16 – 31) Blank Template
Want to use your own categories for spending? Customize the Daily Spending Log with these blank templates.

10. Bill Pay Checklist
Never feel surprised by a bill again. Enter your monthly bills here only once for the entire year!

Post it on the wall or use to to add the dates to your calendar to remind yourself when each bill is due. Then check off each bill when you pay it each month.

11. Non-Monthly Bills Checklist
Bills that come a few times a year always seem to sneak up on us. Use this to track bills that come every other month, a few times a year, or once a year like car insurance, car registration, property taxes, etc.

12. Debt Eraser Tracker (Jan-Jun)
13. Debt Eraser Tracker (Jul-Dec)
Use this to stay motivated when paying off debt. Track your debt payments here and watch them snowball down to smaller amounts. Then reward yourself for each debt paid off.

14. Financial Goal Setting
Want to build an emergency fund, save up for a computer, or for holiday gifts? This worksheet will help you track goals that are less than 6 months long and ones that will take a year or more to achieve.

15. Achieving Goals Worksheet
Once you’ve set your financial goals, track them with the Achieving Goals Worksheet. Automate your savings from your paycheck, if you can, and watch the savings grow.

16. Income Brainstorming Worksheet
When your expenses exceed your income, you need to either cut expenses or earn extra income to connect the gap. Use this worksheet to brainstorm ideas. Follow through by cutting expenses or make progress towards earning extra income. Then reward yourself when you reach your goal.

17. Checkbook Register
Use this beautifully designed checkbook register to manage your checking accounts.

18. Credit Card Tracker (Bonus)
This worksheet is helpful for keeping track of credit card login info, especially if you have several credit cards.

No more excuses! Start managing your money better right now!


Why are you charging for these printables?

Actually, these printables will save you money in the long run. You won’t find this printable bundle anywhere else.

I poured my heart and soul into these worksheets. I wanted to create a quality product that will help YOU.

This is what I do full-time and how I support my family. That’s why I’m charging.

Why should I buy this?

These are printables are unlike any other. You won’t find another bundle with all of these amazing worksheets all in one place. And, you get options.

  • 3 budget worksheets to choose from. Find the one that fits your needs.
  • Daily Spending Log (track daily expenses quickly and easily) and corresponds with the Monthly Budget Planner, with the option of a worksheet with prefilled categories or one that you customize with your own categories
  • Non-Monthly Bills Checklist (track bills that come every other month of a few times a year so you’ll be prepared)
  • Financial Goal Setting – set financial goals
  • Achieving Goals Worksheet – get an overview of how you’ll save for you goals
  • Income Brainstorming Worksheet (exclusive worksheet not found elsewhere) – brainstorm what expenses you can cut

What if I can’t afford it?

Pay what you can afford, from $1 – $27. Every dollar helps. Thanks so much!

I already budget with Excel or Mint. Why do I need this?

Even if you already budget in digital format, you’ll still find these worksheets helpful for tracking bills that are due each month and ones that occur a few times a year. Excel and Mint don’t have an easy way to track all of your upcoming bills in one place.

Plus, there’s something about writing things down with pen and paper vs. entering or looking at them on the computer.

Isn’t everything online nowadays? Why do I need printables?

Printables can be printed to be posted on the fridge, the wall, your desk, or anywhere to remind yourself to stay on target and on budget. Printables are easier and quicker to access without having to turn on the computer. If you prefer something more digital, check out my new digital budget planner, Budgeting Made Easy Digital.

Is my payment secure?

Yes! Payment is handled through a payment processor, Gumroad, who uses SSL security.

No more excuses! Start managing your money better right now!

Please Note: This is a digital product. You will not receive anything physical in the mail.

Get a FREE Bill Pay Checklist when you subscribe to my list!

You'll also be subscribed to my email newsletter and occasional promotional emails. Feel free to unsubscribe at any time.  

We respect your email privacy

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.